Amputation claims average nearly $119,000 in the first year of care (National Safety Council, 2022). That number, while significant, captures only the beginning of the financial obligation. For a working-age injured worker, the true lifetime exposure, when accurately projected across device replacements, socket fittings, therapy, maintenance, and activity-specific equipment, can exceed $700,000. The gap between… Read more

Amputation injuries are among the most complex claims in workers’ compensation not because the clinical picture is unclear, but because the clinical standards that govern prosthetic care are routinely misapplied. When device selection, replacement timing, and billing are disconnected from established clinical guidelines, the consequences show up in reserves, litigation and injured worker outcomes. This… Read more